There is an alternative to high cost Comprehensive Health Insurance, and this is great news for self-employed people, in particular. This alternative is called Scheduled Health Insurance, also sometimes called Association Plans. This name comes from the fact that these plans require membership in some other type of association for small businesses and self employed.

Whereas Comprehensive Plans provide coverage for most types of medical needs through high premiums and co-pays, Scheduled Plans are based on regular, scheduled services that are easily foreseen. The difference makes Scheduled Health Insurance premiums significantly lower.

There are three major benefits to self-employed people considering this option: It is affordable, there is a high degree of flexibility, and the benefits are paid directly to the insured.

Scheduled Health Insurance offers a great opportunity for self-employed people to have health insurance coverage they may otherwise not be able to afford. The online insurance quotes demonstrate this.

The biggest benefit to self employed people is affordability. For example, lack of health insurance could be a deterrent to somebody who would otherwise like to try self employment. Likewise, for someone who is afraid they may have to end self-employment in order to have insurance. Having the option to enroll in a Scheduled Plan can provide a safety net for someone concerned.

There are other self-employed people who may have been relying upon COBRA benefits from a former job while they venture into self-employment. When those benefits run out, it can be sometimes impossible for the self-employed to afford a Comprehensive Plan.

Secondly, Scheduled Health Insurance Plans for the self-employed are extremely flexible. The Insured can use virtually any doctor, benefits are paid in addition to other insurance, and you are guaranteed renewal until age 65.

The flexibility offered is very much in line with flexibility required of any self-employed person. And it is a schedule of services, providing a certainty that is a welcome thing for any self-employed person. There is no question about what will or will not be covered.

Lastly, the benefits are paid directly to the insured. For a self-employed person, this is one less headache you have to deal with. The ease of having the benefits paid directly to you eases the potential stress of having to go through the doctor’s office.

In summary, Scheduled Plans, or Association Plans, provide self employed people with an alternative that helps to promote good health primarily through preventative care. These Scheduled Plans, or Association Plans, are significantly more affordable. Just look at the online insurance quotes to see how drastic the difference can be. Taking a look online to see what options are available to you and which policies will best fit your needs can save you money in the long run.