Health Insurance Policies For The IncarceratedFriday, August 27th, 2010 by admin
A health insurance policy is a must for everyone. It can be extremely beneficial in the event of an illness and these days it is extremely easy to find health insurance quotes. A quick search online and health insurance quotes are displayed in a few minutes. However, what about those who are incarcerated who need health quotes? Just because someone is incarcerated does not mean he or she is not eligible for health care and health insurance quotes.
The United States has the second highest rate of incarceration in the world. There are more than 2.1 million people that are incarcerated in jails and prisons in the United States. Most prisons and jails include high concentrations of people with HIV/AIDS, Hepatitis B, Hepatitis C, tuberculosis, asthma, diabetes, hypertension, Alzheimer's disease and other mental illnesses. And, most of these people do not have access any kind of health insurance policies.
People who were covered by Medicaid prior to incarceration mostly lose their eligibility for Medicaid after they have been incarcerated and they will not have health insurance when they are reunited with their families. While most states suspend the eligibility, some states do allow the health coverage to resume after the incarcerated come out of custody.
In the case of private health insurance, the coverage of some policy holders might be suspended if they are arrested, since the state is responsible for the health care coverage after the incarceration. The suspension of policy is on a case to case basis and will depend on several factors. For example, if a person is incarcerated for a short duration. After that person is released and if he or she is still employed and continues to pay the premium, then that person's health coverage also continues. However, if a person is injured while committing a crime and is then incarcerated, that person's health insurance will not cover the injury and the insurance coverage is suspended.
Since there are quite a few consequences to being incarcerated, when it comes to health, prevention is better than cure. Since health care is difficult to come by for most people who are incarcerated, it is imperative that they take care of their health. They should maintain a healthy diet and wherever possible, make a conscious approach to planning their meal. Incarcerated inmates should also learn about the benefits of regular physical activity.
One option that is available for those who were incarcerated, but are now out of custody, is to get an employment and then look for a health insurance policy. For those people who were previously incarcerated, health quotes can be found. By simply searching the internet they can find a quote that suits their income and their needs.