Americans move often from state to state for different reasons such as job transfers or to be closer to family. Therefore, they frequently need health insurance quotes if they're not covered by their former plans, and finding out of state insurance can be challenging, usually because they aren't familiar with the choices in other states.

Sometimes the coverage someone has will carry over to another state because their health insurance company does business in that state. Other times, it is necessary to look for new health insurance quotes, which are available from several sources.

When a covered employee moves to another state and finds a job, the easiest, most economical way to locate health insurance is through that job. Moreover, at least some pre-existing conditions will be covered, especially if there is an open enrollment period. Representatives for insurance companies are normally more than happy to give employees all the information they need about the plan offered.

But if a person moves to another state and initially and has no job because perhaps the job market is tight in that area, there are other resources available. In each state, there are insurance departments that can help direct residents in certain areas, especially if the person has what might be considered a pre-existing condition. Using the Internet, type in a keyword search "state insurance departments" and the state's name, and the appropriate links should appear.

State insurance department websites might offer lists of providers in that state, which will shorten search time. In addition, the sites will contain information regarding any supplemental insurance provided by the state or government-subsidized plans necessary for some people.

Obviously, searching the Internet is a way to find out of state insurance quotes without having to pick up the phone at least immediately. All the major companies have websites that offer plan coverage information and a way to apply online. Here's a tip: search "health insurance quotes" and the state's name. This will bring up lots of choices.

This is by far the easiest albeit impersonal way to search for health insurance quotes because one can sift through the information provided by many different companies and then select the ones he or she wants to apply for online or call them directly.

Some of the links will go directly to particular heath insurance companies. Others are third party sites advertising for insurance companies, which direct people to whatever companies signed up to have their sites publicized through that portal. These can be useful but may not contain a full listing of major companies doing business in a particular state. You could also ask a friend or family member for a referral.