Attention Deficit Disorder (ADD) is a neurological disorder, which can affect people of all ages, but it is mostly found in children. Some of the common symptoms of ADD are forgetfulness, poor attention span, hyperactivity, inability to concentrate and impulsiveness. Children with ADD usually lack specific chemicals called neurotransmitters, which control specific behavioral patterns and responses. If your child is diagnosed with ADD, it might be a good idea to look for a health insurance coverage that covers this disorder.

Treatment for ADD falls under the 'mental health treatment' benefits. If your child's health insurance coverage does not include mental health treatment coverage, you will not be able to make a claim for ADD. In fact, your current health insurance plan may specifically exclude insurance coverage for ADD. Hence, it is important to read the health insurance documents very carefully before filing for a claim.

If your child's current health insurance coverage does not cover ADD or if this is the first time you are looking for health insurance coverage for your child, it is a good idea to start looking for a plan that includes this benefit.

Most group health insurance plans provide coverage for children with ADD. In fact, according to the new health care reform legislation, it is illegal for insurance companies to discriminate against children who suffer from mental disorders, including ADD.

Another option is to search for individual health insurance coverage. You could do this by searching the internet. With persistence, you will be able to find a health insurance plan that not only covers ADD, but is also inexpensive. You could even visit individual insurance company websites and find out more about the benefits that each company offers.

If you do not find enough information on the internet or if you are not comfortable using the same, you always have the option of you speaking to an insurance agent or insurance company directly. An insurance agent might even be able to get you a discount on the insurance premium.

If your child requires speech therapy and other services, you could search for a health insurance coverage that covers these services. In addition, some health insurance coverage will cover evaluation for ADD from one kind of specialist only.

ADD is a chronic neurobehavioral condition and children with ADD often face difficulty in emotional, academic and social functioning. Treatment costs for ADD can be extremely high and hence, it is important to find a health insurance coverage that provides the right type of benefits for children with ADD. This way, you can ensure that your child gets the required treatment without you having to worry about the costs.