New insurance mandates and the employer mandate are necessary to reform the current health care system. They will fix the hemorrhaging of rising cost before it gets too far out of control. The problem with the current system is that everyone just slaps another Band-Aid on the problem instead of trying to stop the bleeding or attempting to fix the system. Instead, they just go their own way thinking it is not their problem because they are greedy or they think it provides job security. However what this does is add up to astronomical costs that are uncontrollable which just continue indefinitely.

Currently there are millions of people that do not have health care coverage because they cannot afford it or they are denied it for a preexisting condition. Under the new insurance mandates the government would only subsidize the groups that cannot actually afford to pay for it. With the new mandates the government would not allow people to opt out just because they want someone else to pay for their health care even though they can afford it. The health care cost for this group in the past was passed onto the tax payers which then raised the cost for everyone else.

Under the employer mandate more employers will have to offer health care coverage to their employees. Then the employees will have to contribute by paying for a portion of the coverage themselves. If the government mandates that everyone has to have access to and pay for part of their own health care it spreads the cost around and gives the people a personal initiative which should make them more responsible.

Employers under this new mandate system will receive larger discounts because they will be buying health care policies which cover more of their employees than in the past. The employees who now have to pay for a portion of their health care are less likely to go to a doctor for unnecessary things which reduces waste.

The next area of health care reform needs to be the amount of charges which a doctor or hospital can charge for their services. These charges should be standardized across the board so that everyone pays the same thing for the same services. The hospitals then need to be more efficiently managed in order to cut out unnecessary waste. This can be done by discharging the patients in a timely manner. If this area is better regulated then there would be less corruption in billing and milking of the system. When health care is properly regulated everyone benefits with lower cost. This is why health care reform is so important.