If you know that you are in need of an organ transplant surgery, you need to find out if your insurance company will take care of all of the costs. California health insurance will cover the majority of the costs. They have also passed a law stating that insurance cannot be denied based on HIV status. California residents are therefore able to get better insurance than other places around the country.

The only way to get California health insurance is by becoming a resident. If you need surgery that is life threatening, it may be worth moving to the state. As long as you can show that you're a resident of the state, you will qualify for health insurance within the state.

Not every health insurance company offers the same type of insurance to all of the California residents. You need to find out all of the details with organ transplant surgeries to find out what they do and don't cover. Find out about preliminary tests, the surgery, anesthesia, anti-rejection drugs and recovery.

These are all costs that could come out of your pocket if you don't have the right type of health insurance. Having the surgery is important but making sure you can pay for it afterwards is also crucial.

If you quit your current health insurance and then move to California, you may not be able to get covered because the surgery is probably part of a pre-existing condition. You need to find out all of the rules and your current insurance company can probably help you.

Even if you move to California with your job where you're able to maintain the insurance, you may have a waiting period of a few months all the way up to one year to wait before insurance will cover the costs of the organ transplant surgery.

You need to do your homework before deciding to get the California health insurance because it may not work the way you think it will. Ask a lot of questions before getting rid of your current health insurance and don't move until you find out for sure that the coverage will start immediately.

There are many types of health insurance companies available to California residents and you need to ensure that you select the right one. Whether you are the one giving the organ or receiving the organ, the insurance should cover your surgery. California resident or not, your health insurance company will likely only cover some of the costs, so it's best to find out from your doctor what all the costs are and what will be covered so that you can find the best policy out there.