Coventry
The Coventry Health Care Company will celebrate its first quarter century of doing business in November of 2011. In the past 25 years, the Coventry company has acquired a number of smaller east coast health insurance companies and today is one of the largest health insurance providers in the New Jersey and Maryland areas. In that time frame, Coventry has come to embrace technology to the point where customers can submit a health insurance claim, locate a participating provider and check their benefits all from one central location on the company's website.
The Coventry Health Care Company currently offers several different insurance products, with the majority of them being related to health care. Along with the standard HMO and PPO offerings, Coventry also has health insurance plans specifically for students, retirees and people who will be traveling out of the area for an extended period of time. These benefits are available to individuals and families who obtain insurance and pay for it out of pocket and to employer groups that pay the premiums through payroll deductions and their own contributions.
The retiree programs that are offered by Coventry are available to people before and after reaching their 65th birthdays and can be used in conjunction with Medicare as a secondary form of insurance. As most senior citizens already know, Medicare is not intended to cover every medical expense and having a back up insurance plan can help to save money at a time in life when medical expenses are generally greater. The Coventry retiree plans can also be used by people who opt to take an early retirement before being eligible to receive Medicare.
Coventry works in partnership with several communities nationwide to provide health management services to its Medicaid recipients. Some of these programs include managing asthma, education about the importance of childhood immunizations, HIV prevention and helping to manage programs like Women, Infants and Children (WIC). The company is large enough to have the ability to combine its resources with those of several state governments that both have the goal of better healthcare for all people.
When providers agree to accept insurance from Coventry as payment for services provided to patients, they will receive instruction on how to submit a health insurance claim for reimbursement. Each provider will have a dedicated sales representative to answer questions and troubleshoot any problems that arise with the claim process.
In addition to all of the services already mentioned, Coventry provides an important service to the community by managing worker's compensation cases. The company provides complete case management, resulting in lowered costs to the employer, and eventually, to the entire community that contributes to the cost of health care.
