TUFTS Health Plan
TUFTS Health Plan health insurance is available to residents of Massachusetts and Rhode Island either as an individually purchased policy or as one that is obtained at a group rate through an employer. The company has been in the health insurance claim and insurance business since 1979 when it was established as a non-profit Health Maintenance Organization (HMO). It is currently rated as the top health plan in the state of Rhode Island and as the seventh best health plan nationwide by the National Committee for Quality Assurance (NCQA).
The TUFTS Health Plan health insurance company offers an extensive library of resources for its members, health care professionals, employers and brokers on its website. Members can find out how to file a health insurance claim, request an explanation of benefits, and locate an in-network doctor and more.
In addition to these administrative types of services provided online, members have access to preventive care and wellness programs to manage their health in between visits to their provider. There is an interactive tool available which allows members to complete a quiz regarding their lifestyle and health risks. The results of this quiz will offer guidance to members on how to make better health choices and maintain a lifestyle that will promote individual health and lower overall healthcare costs.
Another important feature that is available to members online is a symptom checker. This is an interactive page that asks questions and provides possibilities of what the patient or his or her family member may be experiencing. Although this is a helpful tool, the TUFTS health insurance company advises that it be used in conjunction with a doctor's care and not to replace it. Yet another online member benefit is the ability to locate companies where a discount can be obtained by presenting the TUFTS medical card.
Health insurance is an important decision, and the TUFTS Company has taken the time to detail what is included in each of its different plan types. For example, people who are interested in obtaining an individual or family plan have the option of choosing an Advantage HMO 1000, a HMO Basic 25 or an Advantage PPO 1000. The website lists a complete benefits summary of each as well as a comparison between plans. Before even reading what each plan offers, prospective members can see which plans have deductibles required and which ones do not.
As a leading health insurance provider on the east coast, TUFTS takes it responsibility to the community seriously. This is evident in the TUFTS Health Plan Foundation, an organization dedicated to providing grants to help adults over the age of 60 achieve and maintain a healthy standard of living.
